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With years of experience, at First Legal we have developed a comprehensive approach to help people struggling to pay their mortgage or facing foreclosure save their homes. We have stopped hundreds of foreclosures and have negotiated loan modifications with all major banks and servicers. We know what each lender is looking for in order to qualify a borrower for a loan modification and we will use that knowledge to your advantage. Your attorney, along with a team of financial specialists will work with you to prepare an individually-tailored modification strategy that fits your financial situation and helps stop your foreclosure.
We have found that most lenders want to avoid foreclosure. They are time consuming and have costly legal fees, and the bank usually does not recover its investment. A loan modification gives the borrower additional time to pay, often with a lower monthly payment to better fit into their budget and lenders will usually agree to this because it increases the likelihood of them being repaid and avoids the costs of foreclosure.
Even if your lender has denied you a modification or you have received one before or even if you think it is too late to do anything to save your home, at First Legal we will review your case and determine the appropriate course of action for an effective solution. Our experience defending foreclosure cases in court has shown us that by aggressively litigating we can significantly increase our bargaining power when negotiating to get you the best possible result. There are several programs designed to help struggling homeowners, from the HAMP to in-house options, at First Legal we will fight for your rights and help you protect your home.
At First Legal we will deliver the dedicated attention of an experienced team of qualified professionals that will partner with you during the entire process and will be at your disposal whenever you have a question or concern to discuss. We will do it at an affordable flat cost.
It is never too late for homeowners to fight to keep their home.
We have a simple rule, we only take cases where we think we can help.